Most people can tell you what they earn faster than they can tell you what they spend.

Today we're changing that.

Today's Action

Review your recent bank and credit-card activity and list your monthly expenses.

Include categories such as:

• Housing
• Utilities
• Transportation
• Insurance
• Food
• Debt payments
• Childcare
• Subscriptions
• Entertainment
• Shopping
• Personal expenses
• Other recurring costs

Don't leave out small purchases. Small expenses become meaningful when they're repeated.

Financial Builder Dashboard Action

Enter your expenses and calculate your Total Monthly Expenses.

Community Check-In

"Day 3 complete. The expense category that surprised me most was ______."

Today's Win

Your spending is becoming visible.